Who sponsors the American Riviera Bank 401(K) Profit Sharing Plan And Trust?

American Riviera Bank 401(K) Profit Sharing Plan And Trust is reported as sponsored by American Riviera Bank (EIN 20-5071344, plan number 001) in public Form 5500 filings.

What is the most recent Form 5500 filing year for American Riviera Bank 401(K) Profit Sharing Plan And Trust?

The latest Form 5500 filing year loaded for American Riviera Bank 401(K) Profit Sharing Plan And Trust is 2023.

How many participants does American Riviera Bank 401(K) Profit Sharing Plan And Trust report?

American Riviera Bank 401(K) Profit Sharing Plan And Trust reports 153 participants in its latest loaded Form 5500 filing.

What are the reported plan assets for American Riviera Bank 401(K) Profit Sharing Plan And Trust?

American Riviera Bank 401(K) Profit Sharing Plan And Trust reports $16,418,735 in end-of-year plan assets in its latest loaded Form 5500 filing.

American Riviera Bank 401(K) Profit Sharing Plan And Trust — Form 5500 plan (American Riviera Bank)

Plain-English plan summary

According to public Form 5500 filings published through the U.S. Department of Labor (DOL) Employee Benefits Security Administration (EBSA) via the EFAST2 system, American Riviera Bank 401(K) Profit Sharing Plan And Trust is a benefit plan reported by American Riviera Bank under EIN 20-5071344 and plan number 001. The latest loaded filing year is 2023. The filing reports 153 participants and $16,418,735 in end-of-year plan assets, where available in the loaded dataset.

Form 5500 plan profile · 2023

Key reported metrics

Net assets (EOY)$16.4MPlan net assets, end of year$16,418,735

Participants153Covered participants reported

Assets / participant$107.3KComputed: assets ÷ participants$107,312 (computed)

Provider compensation$28.3K2 Schedule C provider row(s)$28,271

Plan sponsor: American Riviera Bank
EIN: 20-5071344
Plan number: 001
Plan type: 2
Location: Santa Barbara, CA
Latest filing year: 2023

Form 5500 filing history

Filings loaded for this plan
Filing year	Participants	Schedules	Filing
2023	153	H, C	20240930113824NAL0005629697001

Schedule H · 2023

Reported financial statement

Reported figures as filed, in whole dollars. Only fields the filing reports are shown; others are marked not reported.

Reported balance (end of year)$16.4M total assets

Net assets$16.4MLiabilities$0

Money in vs. money out

Total income / additions$4.7M

Total expenses$674.5K

Benefits paid / distributions$641K

Contributions

Employer$570.4K

Participant$1.2M

Full reported line items

Net assets

Total assets (EOY): $16,418,735
Total liabilities (EOY): $0
Net assets (EOY): $16,418,735
Net assets (BOY): $12,378,085

Income & contributions

Employer contributions: $570,372
Participant contributions: $1,179,671
Total contributions: $2,386,781
Total income / additions: $4,715,125

Expenses & distributions

Benefits paid: $640,980
Administrative expenses: $33,495
Total expenses: $674,475
Net increase / (decrease): $4,040,650

Computed from reported fields

Reported ratios

Derived only from this plan's own reported figures — comparisons within the filing, not benchmarks, estimates, or national averages.

Contribution share (employer vs. participant)

33%67%

Employer 33%Participant 67%

Total expenses ÷ net assets4%Computed ratio

Benefits paid ÷ total income14%Computed ratio

Provider comp. ÷ net assets0%Computed ratio

Service provider compensation (Schedule C)

Reported service provider compensation
Provider	Service	Direct comp.	Indirect comp.	Year
Channel Wealth LLC	ADVISOR	$18,753	not reported in the loaded dataset	2023
Fidelity Investments Institutional	RECORDKEEPER	$9,518	$0	2023