The Enhanced Capital Accumulation Plan For The Employees Of The Fidelity Bank — Form 5500 plan (The Fidelity Bank)

Plain-English plan summary

According to public Form 5500 filings published through the U.S. Department of Labor (DOL) Employee Benefits Security Administration (EBSA) via the EFAST2 system, The Enhanced Capital Accumulation Plan For The Employees Of The Fidelity Bank is a benefit plan reported by The Fidelity Bank under EIN 56-0132040 and plan number 003. The latest loaded filing year is 2023. The filing reports 692 participants and $49,108,921 in end-of-year plan assets, where available in the loaded dataset.

Form 5500 plan profile · 2023

Key reported metrics

Net assets (EOY)$49.1MPlan net assets, end of year$49,108,921
Participants692Covered participants reported
Assets / participant$71KComputed: assets ÷ participants$70,967 (computed)
Provider compensation$104.5K2 Schedule C provider row(s)$104,476
Plan sponsor
The Fidelity Bank
EIN
56-0132040
Plan number
003
Plan type
2
Location
Fuquay Varina, NC
Latest filing year
2023

Form 5500 filing history

Filings loaded for this plan
Filing yearParticipantsSchedulesFiling
2023692H, C20240726090052NAL0008817891001
Schedule H · 2023

Reported financial statement

Reported figures as filed, in whole dollars. Only fields the filing reports are shown; others are marked not reported.

Reported balance (end of year)$49.1M total assets
Net assets$49.1MLiabilities$0
Money in vs. money out
Total income / additions$14.7M
Total expenses$1.8M
Benefits paid / distributions$1.7M
Contributions
Employer$2.9M
Participant$2.8M
Full reported line items

Net assets

Total assets (EOY)
$49,108,921
Total liabilities (EOY)
$0
Net assets (EOY)
$49,108,921
Net assets (BOY)
$36,231,373

Income & contributions

Employer contributions
$2,850,206
Participant contributions
$2,847,940
Total contributions
$7,453,791
Total income / additions
$14,661,230

Expenses & distributions

Benefits paid
$1,683,358
Administrative expenses
$100,324
Total expenses
$1,783,682
Net increase / (decrease)
$12,877,548
Computed from reported fields

Reported ratios

Derived only from this plan's own reported figures — comparisons within the filing, not benchmarks, estimates, or national averages.

Contribution share (employer vs. participant)
Employer 50%Participant 50%
Total expenses ÷ net assets4%Computed ratio
Benefits paid ÷ total income11%Computed ratio
Provider comp. ÷ net assets0%Computed ratio

Service provider compensation (Schedule C)

Reported service provider compensation
ProviderServiceDirect comp.Indirect comp.Year
Empower Annuity Insurance Company ORECORDKEEPER$87,961$02023
Empower Advisory Group, LLCINVESTMENT MGMT$16,515not reported in the loaded dataset2023

Related Form 5500 pages